LOAN MODIFICATIONS

Am I a Candidate For a Loan Modification?

Are you a homeowner with:

1. An adjustable rate mortgage (ARM)?

2. A fixed rate mortgage that has an interest rate which is 2% above current national average for a 30-year mortgage – roughly 5.25%?

3. Late payments on your mortgage within the last 12 months? You are currently late, you will be late this month, or you are intentionally choosing to be late?

4. A mortgage that is larger than the value of your property – i.e.) upside down?

5. A property that is in foreclosure? Our attorneys will stop the foreclosure and modify the loan.

If you answered YES to at least one of these questions then we can help you out. We have great success at modifying loans. With a loan modification we are restructuring existing loans with existing lenders. We are converting adjustable rate mortgages to fixed rate mortgages, reducing interest rates, extending amortization schedules, and we have the possibility of reducing the principal balance especially on second mortgages.

This is not a refinance and it does not matter how much you currently owe. The property does not need to be your primary residence and we can help you even if you have a pre-payment penalty!

Call us today at (305) 722-5888, fill out the Form to the right, or send us an email.